The Importance of Diversification
The rule to long term investment success is diversification. You should always have an amount of cash available to you in case you need it in a hurry, but no single asset class should be relied upon once your portfolio starts to build beyond those emergency requirements. Equities, bonds and property don’t offer the same guarantees, but if you understand them and are happy to accept at least some volatility, the longer term value of your portfolio might be better for spreading at least some of that money around.
NB: If an institution with which you hold deposit savings is declared insolvent, the capital will be guaranteed by the Financial Services Compensation Scheme up to a maximum of £85,000 per person, per institution. If you hold more than £85,000 on deposit, therefore, it may be sensible to spread it across more than one institution.
Monthly Update: May 2023
1st May 2023 Global Outlook UK inflation remained stubbornly above 10% last month, frustrating the Bank of England and Treasury who forecast price rises to
Monthly Update: April 2023
1st April 2023 Global Outlook Global inflation proves to be stickier still, with US inflation remaining stagnant and UK inflation jumping markedly higher against all
Spring 2023 Budget Guide
Spring 2023 Budget On Wednesday 15 March, Jeremy Hunt, the Chancellor of the Exchequer, addressed the Commons to deliver the Spring Budget 2023, with an
Monthly Update: March 2023
1st March 2023 Global Outlook Global inflation has proved stickier than hoped after the latest figures from the UK and US confirmed the rate of
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