Diligent Management of your Pensions

At A&J Wealth Management, we assist people in optimising their retirement planning strategy.


We are specialists in helping individuals and couples with accumulated pension savings who require analysis of their existing plans, as well as ongoing active management.


If you would like to speak to someone about your retirement plan, please do not hesitate to give us a call or enquire here.

The A&J Knowledge Centre

We have consolidated some of this information into factsheets for your reference and information, please click Find Out More.

How Pensions Work

Each contribution you make to a pension from earned income qualifies for tax relief at your marginal rate of 20%, 40% or 45%.


You can put up to 100% of your annual salary into a pension plan, subject to a maximum of £60,000, with the potential to carry forward unused allowance from the three previous tax years, if your earnings exceed this.


If you happen to earn over £110,000 a year, then pension funding does get a bit more complicated, and if you've built up a pension fund worth more than £1 million, then things get a bit more complicated still. Of course, these are nice problems to have - but they need careful handling.

Get In Touch

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A&J Wealth Management Ltd


Bigfrith Lane

Cookham Dean



01628 480200

© 2024 A&J WEALTH MANAGEMENT LTD A&J Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register, no 428590, at Registered in England, Company no: 5105933. Registered Head Office: Sawfords, Bigfrith Lane, Cookham Dean, Maidenhead, Berkshire SL6 9PH

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