Group Personal Pensions (GPP)

Group Personal Pensions GPP

A GPP is simply a collection of individual personal pension plans organised by the same employer.  It is a tax efficient plan to help you to achieve an increased pension  income when you retire. 

You and your employer can pay contributions each month. In addition, the HMRC also pays into the plan by awarding tax relief on your personal contributions. The money in the plan is invested and you have a say on how this is done by choosing from different funds. Each fund aims to invest in a certain way.

The plan is administered by a Life Office such as AEGON,  Standard Life, Aviva or L&G. 

Contributions can be made from the employees’ net income or by salary sacrifice into the GPP.

Please continue to have a look around our knowledge centre where you can find more information on final salary pensions or inheritance tax rules that might be relevant or contact us for a more personal recommendation.

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