Professional investment in property, though, is not about getting a buy to let with your spare money – or worse, raising a mortgage on your existing house to pay a deposit. And it’s not about relying on downsizing to fund your retirement income.
Property investment is about diversifying your wider portfolio with a sensible proportion in commercial property assets that are owned by and run by a professional property manager.
Because property is a specialist area.
Unless you are a millionaire, therefore, the best way to approach property is to seek out suitable funds. If you’re a smaller investor, multi asset funds will manage an amount of property as part of their core offering anyway. If you have more money and/or want to choose your own property manager, there are several specialist funds around.
The question then is simply, how much of your total portfolio should be placed there.
Please be aware:
It is not always easy to sell property quickly and, in order to do so, property may have to be sold at a price that is lower than the price paid.
On an ongoing basis, the value of property assets is determined by professional valuers. Such valuations are the opinion of the valuer at a particular time, may not be supported by recent transactions and are liable to revision, up or down.
Some forms of Buy to let are not regulated by the Financial Conduct Authority.
The value of investments can fall as well as rise, and you may not get back all of your original investment.
Past performance is no guide to the future. The value of investments can go down as well as up and you may get back less than you invested.
When investing internationally changes in currency exchange rates may affect the value of an investment. Smaller companies and emerging markets carry higher level of risk than larger, more established companies and markets. Consequently, the suitability of any particular stock market investment depends on your personal circumstances and your attitude to risk.
Get In Touch
Leave us a message
A&J Wealth Management Ltd
© 2023 A&J WEALTH MANAGEMENT LTD A&J Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register, no 428590, at www.fca.org.uk/register Registered in England, Company no: 5105933. Registered Head Office: Sawfords, Bigfrith Lane, Cookham Dean, Maidenhead, Berkshire SL6 9PH