At A&J Wealth Management, we assist people in optimising their retirement planning strategy. 

We are specialists in helping individuals and couples with accumulated pension savings who require analysis of their existing plans, as well as ongoing active management.

The diligent management of your Investment Portfolio is essential whether your objectives are to achieve long term capital growth or a regular income, irrespective of whether you wish to adopt a low, medium or high risk approach.

We are able to give advice on Stocks & Shares ISAs, Direct Investment Accounts and Offshore Bonds, as well as less accessible investments such as Venture Capital Trusts (VCTs), Enterprise Investment Schemes (EIS) and Business Property Relief. 

For many people, making appropriate provision for your family in the event of your early death or serious illness is an absolute priority. 

Should you require any assistance in identifying the right type of cover, or wish for us to source some quotes to see whether your existing cover is still competitive, please do get in touch. 

Our clients have a variety of needs when it comes to financial planning, but one of the most consistent topics is a desire to optimise their tax position. 

There are many ways to do this using the products that we offer. It is important to know the key tax allowances that are available to you, which you can read all about in our knowledge centre, and even download a handy PDF guide.

Being aware of the HMRC tax rules enables us at A&J to provide you with relevant advice to efficiently utilise all tax allowances suitable for your own personal situation and ensure you’re getting the most for your money. During our first meetings, we would run through all aspects of your financial circumstances to find out which benefits you’ve used and which you haven’t, ensuring any advice we give you is completely bespoke to your requirements. It’s our role to keep up to speed with any developments in your life, such as a new house, inheritance or upcoming children’s weddings, that might impact your needs and tailor our guidance to fit you.

Find out more about how our service works here or give us a call to setup a no obligation meeting.

This can be a particularly difficult area of financial planning to navigate and consequently it is very important to seek advice on anything you are unsure of.