Building Your Future
We are focused on helping you understand and plan your future.
We are focused on helping you understand and plan for your Future.
Whatever financial decisions you have to make, the first step towards making the right choice is to establish a clear understanding of your needs.
Our goal at A&J is to support you in doing this and provide you with the relevant information to help you make an informed decision. We offer independent, unbiased investment, taxation and retirement advice.
Oversee Funds circa.
Years of Experience
Why Choose Us
Our financial advisers at A&J Wealth Management are independent experts in all aspects of corporate and personal finance services including the following areas.
At A&J Wealth Management, we assist people in optimising their retirement planning strategy.
We are specialists in helping individuals and couples with accumulated pension savings who require analysis of their existing plans, as well as ongoing active management.
The diligent management of your Investment Portfolio is essential whether your objectives are to achieve long term capital growth or a regular income, irrespective of whether you wish to adopt a low, medium or high risk approach.
We are able to give advice on Stocks & Shares ISAs, Direct Investment Accounts and Offshore Bonds, as well as less accessible investments such as Venture Capital Trusts (VCTs), Enterprise Investment Schemes (EIS) and Business Property Relief.
For many people, making appropriate provision for your family in the event of your early death or serious illness is an absolute priority.
Should you require any assistance in identifying the right type of cover, or wish for us to source some quotes to see whether your existing cover is still competitive, please do get in touch.
Our clients have a variety of needs when it comes to financial planning, but one of the most consistent topics is a desire to optimise their tax position.
There are many ways to do this using the products that we offer. It is important to know the key tax allowances that are available to you, which you can read all about in our knowledge centre, and even download a handy PDF guide.
Being aware of the HMRC tax rules enables us at A&J to provide you with relevant advice to efficiently utilise all tax allowances suitable for your own personal situation and ensure you’re getting the most for your money. During our first meetings, we would run through all aspects of your financial circumstances to find out which benefits you’ve used and which you haven’t, ensuring any advice we give you is completely bespoke to your requirements. It’s our role to keep up to speed with any developments in your life, such as a new house, inheritance or upcoming children’s weddings, that might impact your needs and tailor our guidance to fit you.
Find out more about how our service works here or give us a call to setup a no obligation meeting.
This can be a particularly difficult area of financial planning to navigate and consequently it is very important to seek advice on anything you are unsure of.
What Our Clients Think
I have been associated with Gareth and A&J for over 16 years. During that time the company have provided investment, pension and financial advice and taxation solutions in an efficient and cost effective manner. In particular, the firm provides innovative solutions to the above and has recently recommended a very complex and certainly innovative proposition to the lifetime pension allowance. The company is run in a professional and efficient manner, focusing on customer care and delivering solutions to meet current and long term financial goals.
On deciding that the time had come to 'do something' about various pensions I had accumulated through various employments, I approached A&J after a personal introduction. They succeeded spectacularly well as far as I could judge and guided me through to full retirement and pension drawdown. Gary has enhanced the personal service, adding in a personal touch with advice on the likes of bank accounts and general money saving measures.
19th September 2023 The Temptation of Holding Cash From 2009 to 2021, the Bank of England’s average interest rate was 0.5%. Fast forward to 2023
4th September 2023 Global Outlook Here in the UK we have had the welcome news that inflation is falling, though still remains very high. The
1st September 2023 The Danger of Spousal Bypass Trusts in Relation to Pensions on Death In estate planning, spousal bypass trusts have been widely used
1st August 2023 Global Outlook Finally, some welcome news on inflation out of the UK, as the headline rate dropped below forecasts to 7.5% from
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A&J Wealth Management Ltd
© 2023 A&J WEALTH MANAGEMENT LTD A&J Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register, no 428590, at www.fca.org.uk/register Registered in England, Company no: 5105933. Registered Head Office: Sawfords, Bigfrith Lane, Cookham Dean, Maidenhead, Berkshire SL6 9PH